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Is the representative brand of a group of societies founded by experienced financial advisors.
It is possible to contact us at 800721232 or e-mail us at info@finanza.tech
We have two offices: one in Milan and one in Salerno
The companies that register to our platform
For the speed of the service, the competence of our analysts, the variety of services that we offer and the lack of excessive bureaucracy.
Because we designed and implemented a winning business model. We figured out how to connect companies and investors, through a platform that uses artificial intelligence, and to do that we wanted to obtain capital and give investors the chance to participate to our growth.
In the Investor Relations section of Finanza.tech website, we continuously provide the financial community with the necessary elements for a correct evaluation of the Company’s results and prospects.
Portal
The Finanza.tech portal allows registered companies to improve their financial communication and have access to a wide range of financial services
To access the online platform you need to sign-up. If you are already registered, just enter your email address and password.
After the actual registration you have the opportunity to observe and consult the reports and dossiers of thousands of Italian companies. In addition, you can become an operator by subscribing the companies you have linked to your profile. You will also have the opportunity to become a partner of Finanza.tech, obtaining remuneration on the projects submitted and successfully completed.
Access the portal with your credentials, from the dashboard click on "Connect your companies", enter the VAT or tax code of the company you want to observe. You will find the related company in the "Observed Companies" section.
There isn't a limit number to the number of companies that you can look at.
Just register the company's legal representative on the platform.
You need your ID. You will need to upload 3 pictures: front and back of your document and a selfie with you ID document clearly visible close to your face.
Once the documents and picture are uploaded, it can take up to 48 hours to have them validated.
Once the company linked to your profile has joined the portal, you become an operator.
The trader can create credit assignment or factoring projects for companies linked to his profile and have the contracts digitally signed by the legal representative. In addition, the operator gets more information about the company and can download the complete evaluation dossier.
The operator does not earn commissions on created projects. The partner, instead, after an initial evaluation process, signs a partnership agreement with Finanza.tech, gaining commissions on any successful project completed by companies that they subscribed the platform.
Registration
How to subscribe to Finanza.tech portal
Anyone who is 18 years old or older
For the registration you need: name, surname, email and to create a password.
It only takes 5 minutes to register.
The registration is free. There are no costs.
In 24-48 hours the documents will be verified by our operators.
Your data is only visible to potential investors.
The data contained in the Risk Statement by Bank of Italy are confidential and covered by the office secrecy and can not be disclosed, nor communicated to subjects other than the person concerned or other legitimate subject. Public data about your company, such as registered office, legal representative, recent balance sheets and rating, will be visible to subscribed users.
It is a video called between the financial analyst and the company registered to the portal that needs funding, advice etc..
It helps to know the customer and the needs of his company, in order to find the right financial service. The welcome call is made by the financial analyst assigned to the company during registration.
The welcome call lasts about an hour.
No documents are needed.
Because we need to verify that your identity corresponds to that of the legal rapresentative that is indicated in the certificate of the company.
Yes, is possible to unsubscribe from the platform whenever you want. You only need to send an email with the official request at privacy@finanza.tech. Afterwards, you will receive a cancellation email with the relevant details regarding the processing of personal data.
Products and services
What we are specialize in
No, you can't be financed. We only operate with legal entities
We offer a very wide range of products in three main areas of expertise: Finance, Business information, Finance accelerator.
By reliable, carefully selected investors, banks and financial institutions
It is a document that collects business information, financial data and credit assessment carried out by the algorithm of Finanza.tech
You can sign all documents digitally, through an electronic signature system. All you need is a mobile phone, on which you will receive an SMS containing an OTP code.
The are two types of evaluation dossiers: one is lite, with a few basic information, and the other is complete with all possible analyses. We also offer the antifraud dossier.
For two years, the most requested service is the tax trasfer, which makes us one of the best player on the market. Other requested product is the digital factoring, that is invoice demobilization service.
Credit transfer
How to transfer tax credits
We only work with legal entities. We don't buy tax credits from private customers.
You can do this through a dedicated page on our website https://www.finanza.tech/servizi/cessione-crediti or through our portal.
You can also sell individual annuities provided they are not already divided
The liquidation times are around 60 days, of which 45 of investigation and 7-15 days for the actual payment
On our website you can calculate the value of your tax credit with just one click.
We accept credits from : Superbonus 110 %, Ecobonus, Sismabonus, Bonusfacciate, Recupero patrimonio edillizio, Eliminazione barriere architettoniche
Partnership
Everyone can become partner
By registering on our platform. Once registered, you will be in contact with our partnership manager who will guide you through the process.
You only need to upload your CV.
You can earn money in a simple way, you are being recognized as a digital consultant, you have at your disposal new products and services. You will also have digital solutions and tools for your client companies and you will be supported by our financial analysts
It normally takes a month since the closing of the operation to be remunerated
You need to enter the VAT number and invite the legal rapresentative to join
You can write an email to info@finanza.tech
Projects
They are selected by our financial matching algorithm, with the support of our analysts
You can see your opportunities in your dashboard, in the "Progetti" section
You need to click on the project card, then evaluate the proposed conditions and click to proceed.
You can sign all documents digitally, through an electronic signature system. All you need is a mobile phone.
Investors, banks, and other financial consultants that have been selected and evaluated by our investor team.
Deal
The experience of our analysts and the algorith enable to find the best financial service for the clients' needs. After an initial introductory discussion with the company, the analysts evaluate various solutions that will be presented to you. Once you select the preferred product, you will pass to the contract signature step.
Once you have accepted an opportunity, our analysts take care of dealing with investors to bring the project to conclusion.
When investors provide a positive response on the outcome of the operation.
With the success fee, which is the compensation calculated in percentage compared to the founds that you obtained for your company
The success fee varies depending on the complexity of the operation
For all consultancy activities, we work on contracts assessed on a case-by-case basis, depending on the effort of the consultant team, always with an eye on the results obtained.
Lemonway is the partner that we use for payments
Easy Loan
Easy Loan is a loan of money granted by an authorized credit institution or company.
Easy loan can be obtained in a very short time and with a fast and streamlined investigation process.
Depending on the needs of the company, the solutions vary from short-term financing (12 months) to longer time horizons (e.g. 96/120 months).
The company must have been established for at least 3 years and therefore have two balance sheets filed, must be a capital company and there must be no critical elements (such as protests/injurious).
Most of the funding involves the intervention of the Central Guarantee Fund and in some cases is required personal guarantee of the member. All this also varies depending on the type of funding required.
The Nominal Annual Interest Rate varies from 4% to 8% based on the company’s rating.
*To this cost must be added the costs of investigation of the operation.
The maximum amount of funding that can be requested is EUR 5000,000.
Admittedly, almost all of the loans provide for the payment of the full amount in a single solution and the repayment of the same on a monthly basis.
Finanza.tech works in total transparency, offering services quickly and effectively. The team of 12 financial analysts is at your disposal to help you achieve satisfactory goals in line with the needs of the client company.
Factoring
"Digital factoring" is an alternative to SME-oriented financing. It is based on a contract by which a company transfers commercial credit, obtaining immediately in exchange the money subject to such credit, even if at a discount.
The advance invoice is a demobilization of trade credits, while the factoring in addition to the financial component includes two other components: one managerial and the other insurance.
Usually from the first evaluation to the completion of the transaction, the time to demobilize trade credits varies from 10 to 15 days.
You must register on our portal, create a factoring project, upload the invoice you intend to give and select the mode of transfer: pro-soluto, pro-solvendo, with or without acceptance, with or without notification.
No, it is not possible. In order for the system to read and evaluate your invoice, it must already have been issued and have an expiration date of 45-180 days or more (from the date of loading).
Absolutely yes, the factoring service provides the possibility for the customer to proceed with the transfer of even the individual invoice without the commitment to have to give up the entire package or contract, if present.
The invoice must be loaded exclusively in.xml format.
The minimum amount of invoices that can be loaded on the portal corresponds to 5,000 euros.
Factoring is a tool that allows to obtain liquidity in a short time thanks to the sale of trade receivables, reflected in an improvement in cash flow and consequently in the management of working capital.
FT offers a variety of commercial credit demobilization solutions ensuring a fast, safe and efficient service with minimal document demand.
Of course, it is a method allowed in factoring relationships provided that certain requirements are met by the requesting company and the potential debtor transferred.
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Useful links
Privacy disclaimer for FT Broker S.p.A.
Privacy disclaimer for FT Consulting S.p.A.
Privacy disclaimer for Finanza.tech Spa SB
Ethical code
Notice to customers
Information sheet Credit broker
Guide to Financial Banking Arbitration
Lemonway terms and conditions
Registered office and contacts
- Finanza.tech S.p.A. SB
- Via Santa Maria Fulcorina, 19 20123 - Milano
- Tel +39 02 87167578
Tel +39 089 405376 - info@finanza.tech
- Fiscal Code 07862450967
- VAT Group: 12025860961
Registered office
Finanza.tech S.p.A. SB
Via Santa Maria Fulcorina, 19 20123 - Milano
Fiscal Code 07862450967
VAT Group: 12025860961
Contacts
Tel +39 02 87167578
Tel +39 089 405376
info@finanza.tech
Partners:
European payment institution accredited in France by the ACPR (CIB 16568).
European payment institution accredited in France by the ACPR (CIB 16568).